Student loan since 1 July 2001
You have to repay your loan at the same rate regardless of whether you live in Sweden or abroad.
How much you have to repay every year (your annual amount) depends on:
- how much your debt is
- how long you will be repaying your loan
- what your interest rate is.
In addition, the annual amount that you pay to CSN is adjusted upward by two percent annually. We calculate how much you have to repay using a special instalment formula. Generally speaking, your annual amount increases each year.