Student loan since 1 July 2001
If you haven't paid your annual amount according to your payment schedule, the following will happen:
- We will send you a reminder if you haven't paid your annual amount on time. We charge you a reminder fee of 450 kronor.
- We will send a second reminder and add a further reminder fee of 450 kronor if you have still not paid.
- We will then send you a demand letter if you have still not paid after the second reminder.
- We then send the demand letter to a debt-collecting agency for the recovery of the debt if you do not pay, despite the reminders and the demand letter. The debt-collecting agency charges a fee which you must pay. How large the fee is depends on which country you live in.
CSN may terminate the loan
If you do not pay after two reminders and the demand letter, CSN may terminate your loan. This means that you must repay your entire debt all at once.
Have you received a demand?
If you have received a demand which you do not pay on time, other rules apply.
If you have received a demand