Repaying your driving licence loan
You will begin to repay your driving licence loan at the earliest six months after your decision regarding a driving licence loan has expired. We will send you information when it is time to repay. Here you can read about how much you will repay each month as well as anything else concerning your repayment.
You will start repaying your loan at the earliest six months after your decision on a driving licence loan has expired. You have to do this even if you have not obtained a driving licence. We will send you information when it is time to repay.
Your first payment will always be made at the start of a new year, either the following year or the year after that.
- If your driving licence loan decision expires between 1 January and 30 June, you will start repaying in the following year.
- If your driving licence loan decision expires between 1 July and 31 December, you will start repaying at the turn of the year after one year.
It is of course possible to pay back the loan faster if you want. Contact CSN to receive the information you need.
The amount you pay per month
You pay off your loan with SEK 300 a month. This amount also includes the interest that CSN charges on top of your loan amount. The interest rate for 2020 is currently at 1.74 per cent. If you have borrowed SEK 15,000, it will take a little more than 4 years to repay the loan.
Want to pay off the loan faster?
If you wish to pay off your loan faster, you can make additional payments at any time. Contact CSN to make additional payments or to pay off your entire loan.
Pay on time
It is important that you pay on time. If your payment is late, you must pay a reminder fee of SEK 60. If you do not handle your payments, CSN may decide for the entire loan amount to be paid back immediately.
If you find it difficult to pay
If you have trouble repaying the loan, for instance if you do not have an income, you can apply to pay a smaller amount during a certain period. Contact CSN so that we can help you.