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How much do you have to repay?

Student loan since 1 July 2001

How much you have to repay every year (your annual amount) depends on:

  • how much your debt is
  • how long you will be repaying your loan
  • what the interest rate is on your loan. The Government sets the interest rate every year based on its average borrowing costs over the past three years.

In addition, the annual amount that you pay to CSN is adjusted upward by two percent annually. We calculate how much you have to repay using a special instalment formula. Generally speaking, your annual amount increases each year.

Icon for updated Updated: 2017-11-08
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